The first RM100k is the hardest to save — but once you hit it, compounding makes your net worth explode, and here’s how to get there.In this video, I talk about why that first RM100K feels impossible to save, the psychological shift that happens when you see five figures in your account, and my own temptations to just spend it all. Plus, I share why your net worth actually explodes after hitting this milestone - and it's not what most people think.I share some of my old habits and how people's reactions changed throughout this journey.Comment down below if you want to know how to get to that RM100K mark!00:30 - The phases of the wealth building journey01:04 - Why wealth grows faster after RM100k02:11 - Moomoo04:15 - Crossing that psychological barrier07:25 - Diversification and financial nihilism09:32 - 5% Reward 10:24 - How people will treat you differently11:54 - Conclusion and outro–Deposit into moomoo and claim up to RM1800 Nvdia shares and cash coupon!Sign up now: ➡️ https://start.moomoo.com/00Joy9Before the first deposit, please search "special deposit" at the search button, key in the exclusive code "MMTV40" to receive the exclusive RM40 Apple share.Try our retirement calculator!➡️ https://finlit.my/rcyt25Check us out on Spotify Podcasts➡️ https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K?si=a7eb6b537e1c4031&nd=1&dlsi=9b7aee802b914b4a#login#RM100K #MalaysianWealth #CompoundInterest #WealthBuilding #SavingMoney #FinancialFreedom #MoneyMalaysia #InvestingMalaysia #PersonalFinance #RinggitMillionaire #FirstRM100K #MalaysianFinance #MoneyTips #SavingTips #WealthMindset #FinancialEducation #MalaysianMillionaire #MoneyGoals #FinanceTips #investmenttips --Come say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: https://www.instagram.com/mrmoneytv ​ 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️ Podcast:https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K?si=NDZmt_i-RiWSS8wHIFOdnQFor business & job enquiries, do contact us at,✉️ mrmoney@mrmoneytv.comDisclaimer:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.