Why “Starting Late” Isn’t Too Late for Retirement Planning

Why “Starting Late” Isn’t Too Late for Retirement Planning

Update: 2025-09-19
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[Ep 150] If you’ve ever felt behind in retirement planning or caught yourself thinking you’re starting late, this episode will feel like a breath of relief. 

In this episode, I’m breaking down why “too late thinking” holds you back far more than actually starting late ever will. 

This episode is the first of a three-part series designed to help you release shame, reframe your mindset, and begin retirement planning with clarity, confidence, and urgency that feels empowering, not overwhelming.


What You’ll Learn:

✅ Why “starting late” is a mindset, not a math problem

✅ How generational differences shaped your access to financial knowledge

✅ The real impact of “too late thinking” on retirement planning

✅ Four practical steps to define your true starting point

✅ Why getting serious doesn’t mean going all-in overnight





💜 Book your free Retirement Ready Q&A Call

💰 Join the Retirement Ready Workshop

✨ Connect with me on Instagram


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Why “Starting Late” Isn’t Too Late for Retirement Planning

Why “Starting Late” Isn’t Too Late for Retirement Planning

Dalene Higgins - Money Coach, Retirement Coach, CEO