Zainab Saeed is the Chief Strategy Officer of Kashf Foundation, which is one of Pakistan's leading specialised microfinance institutions which aims to economically mainstream and empower women in Pakistan by demonstrating that there is a business case for women's entrepreneurs.

Time Stamps: 
00:41 Intro
02:16 Dark Side of Micro Finance, IPO & Mission Drift 
03:28 Unregulated Micro Finance in India
04:38 Explaining Micro Finance
05:54 Grameen Bank’s Success and Dr. Yunus’ Role 
06:45 Social Collateral lending Model & Committee 
08:35 Micro Finance Loans 
12:26 Kashf’s Appraisal Methodology & Loan Utilisation Checks 
15:33 How a Micro Finance Institution Grows
16:13 Kashf’s success
20:57 Why a Mission is important
21:24 Indian Government’s Regulations that effected Micro Finance 
23:42 Why Micro Finance is Expensive
25:05 Alternative Delivery Channel 
27:21 Interest Rates in Micro Finance
29:27 Equal Monthly Instalments & Consumptive Loans 
30:37 Unofficial Loan Sharks 
34:14 How Kashf values Customers
36:07 Social Business & NGO
40:45 Why Micro Finance over other things
46:02 Inflation’s effect on Micro Finance
50:07 How Kashf started, How it’s going and Zainab’s Journey 
01:05:43 How Kashf provided awareness
01:06:27 Fund Rasising
01:08:07 Zainab’s role and Gender Eqality at Kashf 
01:09:58 Patriarchy’s Role 
01:10:59 Access of Internet to Women 
01:13:11 Social Safety Nets 
01:17:55 Fintech in Pakistan 
01:19:01 Technology is Gendered 
01:25:49 Biological Determinism of Gender 
01:26:35 Female Support 
01:28:29 Generalisation in Content 
01:29:02 Outro