Respect The Grind with Stefan Aarnio

Mar Lou is a father of three wonderful boys and a husband to a supportive wife. Mar Lou joined the Blackcard community 2 years ago as a Bronze Student. He was then coached by Sean Lacap and now being coached by Jason Greschuk as a Platinum Student. Mar Lou is a whale for wholesale deals. He has the talent and perseverance to get things done accordingly. He is humble and knowledgeable, being a young father he took advantage of it to relate with the sellers, gaining their utmost trust. Now he is teaching and exposing his eldest son on what real estate really is and the knowledge and value they can gain from it. Of course all success stories have a rather unpalatable past. Before he began this journey, Mar Lou had spent his saved up money to buy his own property and use it as a rental after reading Rich Dad Poor Dad. Being a landlord was not easy and simply not a pleasant experience for him. He was losing more-than gaining from it. That’s when he told himself he had to take a different route. “and then I heard about Stefan Aarnio, curiosity got the best of me, I searched who he was and now I am here!” He now has almost a dozen doors of rental properties, gaining him almost a million in equity in such a short amount of time. In addition he also built a multi six figure wholesaling business. Mar Lou believes that not limiting the knowledge you’re willing to share with people to achieve such success in life would be an honour to look forward to.

It is better to sell one $1,000 hot dog than to sell one thousand $1 hot dogs. That’s why Stefan Aarnio chose to get into real estate. Selling one hot dog for $1,000 makes so much more profit, requires less effort, and has less customers and overhead than a high-volume business. In this chapter of Money, People, Deal, you’ll learn all about the three business models: the horizontal, the vertical, and the diagonal. You have no idea where thinking big could take you, so there is nothing wrong with asking for more dollars for a single hot dog. Compare a $1 hot dog to a $1,000 hot dog, which cart would you rather own? “I got into real estate because in music I was selling hundreds of $1 “hot dogs,” whereas in real estate, I could sell a few $1,000 “hot dogs” and make a much better living.”

Baseball is America’s favorite pastime, and believe it or not, baseball and entrepreneurship have many things in common. Many baseball terms are also used in business, and today, Stefan Aarnio will be focusing on his favorite terms: “single” and “home run”. In this chapter of Money, People, Deal, you’ll learn how business and baseball are closely intertwined. You’ll be taking a lot of value with you as well, for you’ll be having a glimpse at business and the entrepreneurship world from a fresh and fun perspective. Are you ready to switch to the major leagues? “In my own business, I decided to swing for a home run at the start of my career; the payoff was high if I succeeded, but defeat would absolutely crush my investors and myself if I failed.”

Cash flow is the goal of most long-term, buy-and-hold investors. Cash flow is the dream and the allure of real estate. Even though cash flow is a concept that excites most people, it is often what makes people leave the business as well. In this chapter of Money, People, Deal, Stefan Aarnio breaks down the glorified “cash flow” concept for you. You’ll understand what it really is, why it is not a synonym for profit, and how you can make money from all the information in this chapter. “Everyday in every market, there are new investors who absolutely hate real estate. They are in pain and want to get out of the market. Find these investors; relieve their pain, and get paid handsomely to take their pain away.”

Flipping real estate is one of the most sensationalized forms of real estate investing around today. This is a very popular and romanticized real estate strategy, but many flippers are uneducated, unsophisticated investors who can lose their shirts if they play the game wrong. In this chapter of Money, People, Deal, you’ll learn about the one biggest calculation mistake flippers and new investors make, spoiler alert: if used, it will absolutely kill you. Stefan will provide you with his 15% rule to appropriately calculate profit. From the final sale price to the financing, carrying and insurance, this formula will make everyone happy, especially you. “If your deal still makes sense after applying the 15% rule, you have a great deal.”

You don’t have to be a genius to make profit. In fact, the best entrepreneurs in the world are even college dropouts. Business is a simple game, so you should always keep it simple. If you’re having a hard time making money, you’re probably messing up and making your life tougher. In this chapter of Money, People, Deal, Stefan Aarnio will teach you the importance of finding audiences instead of creating them. You’ll learn the valuable formula for no-risk profits, and important lessons Stefan learned through his own experiences. Stop making your life so hard, find your audience and give them what they really want. “The lesson that I have learned from my experiences is to know your audience inside and out. Know what they want; know what they don’t want and make sure you deliver at the right price.”

A man alone is nothing. A group of men is nothing, and they need women to have a future. Men must compete for women, but there is a point where men become weak around women. They say that when a woman loves a man, he becomes her strength, but when a man loves a woman, she becomes his weakness. When a man falls in love, he surrenders and is willing to do just about anything for the woman he loves.  Women, relative to men, are a double-edged sword. Women possess a high sexual value and are willing to trade it for power. They are aware of their own value, and will do anything to protect it and ensure their own survival, even betraying their partner for a stronger man. Women are creators and destroyers, in a world of weak men, they’ll do what it takes to find a strong man.

Has it ever crossed through your mind that Coca-Cola and drug dealers share a lot of things in common? Addictive products, insane profit margins, and concentrated producers are some of the features both share. The success of both models lies in the fact that “everyone who touches the product gets paid”. In this chapter of Money, People, Deal, Stefan Aarnio compares the addicting soda with illicit activities’ to prove a point to an important statement: everyone who touches the product gets paid. This strategy is relevant for you and your business, since you want everyone to be paid, well and happy to work with you.  “Learn from Coca-Cola and drug dealers, and implement the “pay-everybody” strategy in your business. If you build a good program and stick with it, then you will see fantastic results in thirty days or less.”

Christianity is nearly 500 years ahead of Islam in ideology, because Christianity is 500 years older than Islam. During this time, Christianity has had more time to grow, explore, and move from an intolerant warrior culture to a tolerant, pacifist, female-ruled culture. This 500 year gap is the reason we find Islamic practices so barbaric and medieval. So, should we let the violent, intolerant, militant people from Islam into our pacifist, tolerant, and weak society from the West? What do you think will happen? America embraces the melting pot ideology where you become American when you emigrate to America. Here’s the problem though, America also believes in religious freedom, so when Islam moves in, they do not have to assimilate into the melting pot. What will happen when the western families are outnumbered by the poor families of the welfare system? In 50 years, Muslim refugees descendants won’t even have to invade, they will already be settled in and ready to enslave the weakened and subverted Americans. Are you willing to allow the demise of our nation?

Speed is a virtue in all arenas and it is a key to victory. In the wild and in business, it takes to be fastest to be at the top. In real estate investing, speed marks the biggest difference between a novice, an intermediate and an advance investor. In this chapter of Money, People, Deal, Stefan Aarnio breaks down the models and strategies he prefers in his real estate career. From wholesaling to buy-fix-sell, you’ll learn all about fast strategies to stop wasting your most important currency: time. Hop on and leave the slow, “residual” businesses behind. “Money can be manipulated and recreated if it is lost; Time is lost forever when wasted, and it is the real limiting factor in any business.”

After the mind shifting lessons he received from his jungle tour guide, Stefan Aarnio was ready to take action. He had set himself an ambitious 100 deals goal for the next year, and he would need to raise from three to five million dollars, all cash, no banks. Up to this point he had shyly asked people for money, now he had to raise millions of dollars on a cocktail napkin. If you are going to get rich, you have to get rich by using someone else’s money. In this episode you’ll learn why becoming a capitalist is so important in the business world, and why a simple strategy repeated 100 times is much better than a single complex strategy. Raising capital is the main skill of entrepreneurs, it is not the time to be shy!  “If you want to survive in the real world as an entrepreneur, you must learn to become a capitalist because raising capital is the #1 skill of the entrepreneur.” Learn how Stefan Aarnio went from selling luxury hotel rooms over the telephone in the middle of the night, with a major in English and a minor in music, to know every rule of the game, and winning it. Enter: https://stefanaarnio.com/ What does it take to become a self-made millionaire? What are the steps you have to take today to achieve this dream? Is it possible for you? Many have wondered, few have succeeded... Self Made: Confessions of a Twenty Something Self Made Millionaire follows the real life story of Stefan Aarnio (award winning real estate investor and entrepreneur) through the struggle of starting out with zero cash, zero credit and zero experience in his pursuit of financial freedom.

Between the top of the market and the bottom of the market is “no man’s land”, also known as the middle of the market. Being in the middle represents a huge threat, because this is where recessions destroy businesses and entrepreneurs. There is no loyalty in the middle market, it is a savage place to be. In this chapter of Money, People, Deal, you will learn about the importance of avoiding belonging to the middle market. If you play in the middle you have a high risk of being wiped out by a recession. Play smart, stay focused on the top or the bottom, and make your customers either want you or need you.  “There is loyalty at the top, as long as you are the best. There is loyalty at the bottom, as long as you are the cheapest.”

It’s one thing to survive in the jungle, but it’s another thing to thrive. Stage 5 real estate investors are undisputed kings and queens of the jungle, and usually there are only a handful of these entrepreneurs luring from the shadows.  What do Warren Buffet and Donald Trump have in common? They’re both rich, but they became rich by raising money. Never underestimate the power of using other people’s money to manage deals. In Stage 5, you must become a capitalist, after that, the world of the billionaires is around the corner. “So I guess I have to become a capitalist if I want to be rich in real estate.” Learn how Stefan Aarnio went from selling luxury hotel rooms over the telephone in the middle of the night, with a major in English and a minor in music, to know every rule of the game, and winning it. Enter: https://stefanaarnio.com/ What does it take to become a self-made millionaire? What are the steps you have to take today to achieve this dream? Is it possible for you? Many have wondered, few have succeeded... Self Made: Confessions of a Twenty Something Self Made Millionaire follows the real life story of Stefan Aarnio (award winning real estate investor and entrepreneur) through the struggle of starting out with zero cash, zero credit and zero experience in his pursuit of financial freedom.

In every war, the winner gets to write history, and cleaning up the history books is a way to strike first as a victorious empire. Nazi Germany killed millions of people in WWII, but since Germany lost the war, in history books they are demons to say the least. America committed genocide with the American Indians and yet it is romanticized by pop culture in the cowboy and western genres. Why strike back when you can strike first?  When we look at dystopian novels that were written decades ago, it is alarming to notice the similarities they share with our modern world. George Orwell’s 1984 and Aldous Huxley’s Brave New World have traits that are manifesting as a reality for us. Where do men fit in with the future of the Empire? How long can this Empire last?

Why do so many smart, educated “A” students with high-priced aducations struggle to make a living while total morons can win big profits in real estate? Stefan Aarnio thinks real estate is one of the few industries where investors or owners can be absolute morons and still win. The answer to the question has to do more with the industry and less with the individual and his traits.  In this chapter of Money, People, Deal, you will learn about the six natural profit centers of real estate. While other industries can only profit through a single center, in real estate there are six different ways in which you can make money come your way. Get inspired and ready to take action, who knows? Maybe you’ll hit the jackpot on your next deal.  “It’s always easier to be on the outside of the market wishing you were in than to be on the inside wishing you were out.”

In Stage 4 it is time for you to control cash-flowing assets. If you make it this far in your real-estate business, then you have now proved yourself as a money-making machine and you are earning a sizable amount of cash. The fourth stage of any business is to control cash-flowing assets, but unfortunately this type of business is screwed up badly by most people. In this chapter, you’ll learn all about cash-flowing assets and why investing in transitional zones that yield the greatest appreciation is the way to go. No one has ever got rich off cash flow, instead, you get rich on equity. Discover Stefan Aarnio’s 3 ingredient formula for success and how you can get filthy stinking rich. “If you buy the right property in the right neighborhood with the right management and the right finance, this is one of the best ways to get filthy stinking rich!” Learn how Stefan Aarnio went from selling luxury hotel rooms over the telephone in the middle of the night, with a major in English and a minor in music, to know every rule of the game, and winning it. Enter: https://stefanaarnio.com/ What does it take to become a self-made millionaire? What are the steps you have to take today to achieve this dream? Is it possible for you? Many have wondered, few have succeeded... Self Made: Confessions of a Twenty Something Self Made Millionaire follows the real life story of Stefan Aarnio (award winning real estate investor and entrepreneur) through the struggle of starting out with zero cash, zero credit and zero experience in his pursuit of financial freedom.

The Western World loves the Star Wars and The Hunger Games franchises, their plots and protagonists. We cheer for the rebels, we cheer for the barbarians but we fail to recognize that in reality, we are the evil empire, not the rebellion. Why is it so hard for us to see our own evil and our own darkness? It’s because tribally, our killers are good, moral, and justified. In the real life of tribal competition, the losers are brutally eliminated from the gene pool. We have become so weak that we cannot even see the barbaric invasion and war of ideology that are happening right in front of our faces. We are blinded by false empathy and compassion when history has proven that ignorant people will kill their liberator without hesitation. Bringing truth to the masses is an extremely dangerous business, but it is part of being a leader, and crucial to guarantee the survival of the tribe.

In investing, there are two major schools of thought: fundamental investors and technical traders. Both strategies can be successful, and both can make a lot of money. Both strategies should be used together to create cash both immediately and in the future. In this chapter of Money, People, Deal, you will learn the basics of the investment strategies used in real estate, while Stefan Aarnio shares his own strategies and advice. Always pay close attention to the customers, specifically the loaded ones. Determine the strategy that suits you best and begin assembling your team! “The beauty with real estate is that there is something for everyone and the more creative you get with a strategy (generally), the more money you can make.”

Stage 3, creating amazing products, is where real estate becomes a full-blown business and therefore, you become a true entrepreneur. If you’ve made it this far, then your chances of taking more money home increase exponentially. When you invest your time on training and improving your skills, the rewards awaiting you are huge.  In real estate, Stage 3 is all about flipping houses, which involves big money, but also big risk. When house flippers fail, it’s likely that they weren’t properly prepared for the game. There are deals that can be profitable but are not safe to invest in, and there are deals that are safe to invest in but aren’t profitable. Never get those mixed! “If you build your skills properly, you will have lead flow coming in the door from your marketing skills and you will also have profitable deals coming in the door from your negotiating skills.” Learn how Stefan Aarnio went from selling luxury hotel rooms over the telephone in the middle of the night, with a major in English and a minor in music, to know every rule of the game, and winning it. Enter: https://stefanaarnio.com/ What does it take to become a self-made millionaire? What are the steps you have to take today to achieve this dream? Is it possible for you? Many have wondered, few have succeeded... Self Made: Confessions of a Twenty Something Self Made Millionaire follows the real life story of Stefan Aarnio (award winning real estate investor and entrepreneur) through the struggle of starting out with zero cash, zero credit and zero experience in his pursuit of financial freedom.

All empires were born from violence, all empires are built on the back of slaves. Rome, Persia, Egypt, America... history is full of examples of sophisticated empires that were born out of violence, fire and blood. Men were made strong in the hard times of birthing a nation, but as they grew rich, comfortable and tolerant, they became weak and docile on the way down.  Men would be farmers or factory workers in peacetime, and when the war sirens rang, they grabbed their swords or rifles to defend their land, families and what they cherished the most. Our men are no longer ready to fight, and nations are even taking in refugees and outsiders out of “compassion”. How do we know if these people aren’t foes with hidden intentions? These refugees now, could potentially turn into barbarians in the future. Will you be ready to pull the trigger first to defend what you love?