WSJ Your Money Briefing

<p><em>Your Money Briefing</em> is your personal-finance and career checklist, with the news that affects your money and what you do with it. From spending and saving to investing and taxes, the Wall Street Journal’s finance reporters and experts break down complicated money questions every weekday to help you make better decisions about managing your money. Hosted by J.R. Whalen.</p>

On LinkedIn, Some Job Seekers Aren’t Shy About Being Desperate

Some job seekers are posting on LinkedIn that they are #Desperate to be hired. Wall Street Journal reporter Ann-Marie Alcántara joins host J.R. Whalen to discuss whether the tactic could help land an interview or a job. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-18
09:27

Bond Investors Face Delays Moving Their Money From TreasuryDirect

A rush of demand on the Treasury Department's antiquated website for buying government debt means some investors could be waiting up to 12 months to shift their money to a brokerage account. Wall Street Journal personal finance reporter Imani Moise joins host J.R. Whalen to discuss how investors are dealing with the delay.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-17
09:44

If You Can’t Get a Big Raise, Here’s How to Get More From Benefits

The cost of employer-provided health insurance, which rose 7% in 2024 for the second straight year, is expected to rise again next year and outpace less-generous raises. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to discuss questions to ask about your benefits package to potentially lessen the squeeze on your paycheck. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-16
08:47

To Sign or Not to Sign: Why Your Signature Has Become Obsolete

Your signature is no longer needed on most electronic transactions as a way to prevent fraud. But customers are still being asked to sign at many restaurants, bars and other businesses, and people keep signing out of habit. Wall Street Journal personal finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss when a signature is and isn’t required . Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-15
09:51

The Millionaire Next Door Could Be Your Plumber

Private-equity firms are spending millions of dollars to purchase HVAC, plumbing and electrical companies. Wall Street Journal reporter Te-Ping Chen joins host J.R. Whalen to discuss how it is boosting income for some skilled tradespeople as well as how it impacts services they provide to consumers. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-14
08:37

What’s News in Markets: Super Micro Boost, Delta's Dip, Robotaxi Disappoints

What turned Monday into a super day for Super Micro? And what did the CrowdStrike meltdown cost Delta Airlines? Plus, why did Tesla’s robotaxi fail to wow investors? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

10-12
05:27

Why It Keeps Getting More Expensive to Carry a Credit-Card Balance

The average credit-card interest rate was 21.5% in May, hovering around its highest level in Federal Reserve data going back to 1994. Wall Street Journal reporter Angel Au-Yeung joins host J.R. Whalen to also discuss why the rates remain so high and the status of a proposed $8 cap on credit-card late fees. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

10-11
08:47

The Long-Term Financial Burden of Hurricane Recovery

Property owners in the path of hurricanes often face years of debt and lower credit scores as they rebuild. Wall Street Journal personal finance reporter Katherine Hamilton joins host J.R. Whalen to discuss the experience of homeowners who have endured several major storms. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-10
08:38

Homeowners Rebuilding After Helene Face Limited Insurance Coverage

Property insurers have scaled back natural-disaster coverage and raised premiums to make up for steep losses as a result of more frequent storms. Wall Street Journal reporter Jean Eaglesham joins host J.R. Whalen to discuss how recent hurricanes could reshape insurance coverage.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-09
09:05

How Switching Jobs Could Set Your Retirement Savings Back by $300,000

While the median job switcher gets a 10% raise each time they move to a new company, their potential retirement savings can fall short because they forget to re-adjust contribution levels. Wall Street Journal reporter Anne Tergesen joins host J.R. Whalen to discuss how much financial advisers recommend workers should plan to save in their retirement accounts over their career. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-08
08:12

A Bump in Pay Brings Happiness, Regardless of Your Income Level

New research shows that people in different income groups often experience similar feelings of satisfaction when they receive bonuses or raises. Host J.R. Whalen is joined by WSJ reporter Joe Pinsker to explain why. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-07
07:31

Your Money, Your Vote: Making Healthcare More Affordable

In the fourth and final episode of our series “Your Money, Your Vote,” we delve into the presidential candidates' plans to reduce the cost of healthcare. In 2022, U.S. healthcare spending averaged nearly $13,500 per person, and it’s projected to keep rising. We also examine Vice President Kamala Harris’s and former President Donald Trump’s positions on drug prices, the Affordable Care Act and reproductive healthcare. J.R. Whalen hosts. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-06
17:43

What's News in Markets: Tesla Deliveries, Spirit's Nosedive, Carmakers' Roadblocks

Why are global automakers hitting the brakes? And why did Tesla's stock fall despite the company delivering more vehicles? Plus, what sent Spirit Airlines shares into a tailspin? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

10-05
05:50

Banks Are Calling Back Some High-Yielding CDs as Rates Fall

Some savers who invested in CDs because they offered high yields are seeing those returns decline as the Federal Reserve lowers interest rates. Wall Street Journal personal finance reporter Imani Moise joins host J.R. Whalen to discuss what you should know about callable CDs.  Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

10-04
07:17

Mortgage Rates Have Fallen, but Many Renters Still Can’t Afford to Buy

The average 30-year mortgage rate has fallen more than a full percentage point over the past year, but many renters remain priced out of the housing market. Wall Street Journal personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss how far economists say mortgage rates have to come down for paying a mortgage to be less expensive than renting . Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-03
08:57

Some Companies Are Shifting Salaried Workers to Performance-Based Pay

Some companies are transitioning full-time employees from salaries to bonus-based pay for hitting certain targets. Wall Street Journal careers and workplace deputy bureau chief Vanessa Fuhrmans joins host J.R. Whalen to discuss which types of jobs are involved, and how performance metrics can impact workers’ pay. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-02
08:13

Inflation Is Chipping Away at the Value of Your Credit-Card Points

Americans have been accumulating mountains of credit-card points. Inflation is eroding their value. Wall Street Journal personal finance reporter Katherine Hamilton joins host J.R. Whalen to discuss what you should know to preserve the value of your points.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

10-01
08:08

How to Score a $200 Hotel Room for Less Than That

Hotel room rates have skyrocketed in recent years, now averaging $200 or more in some of the nation’s largest cities. Wall Street Journal travel reporter Allison Pohle joins J.R. Whalen to discuss what travelers can do to save money without having to cancel their plans.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

09-30
08:33

Your Money, Your Vote: What the Election Could Mean for Student Loans

In the third episode of our series “Your Money, Your Vote,” we delve into the presidential nominees' positions on student loans and the cost of higher education. In the wake of the Supreme Court's ruling against President Biden’s student-loan forgiveness plan, the administration has shifted to a more fragmented approach to address student debt. We’ll look into whether Vice President Kamala Harris will carry on Biden’s initiatives. And we’ll explore former President Trump’s views on student loans, including how they have evolved, if at all, in his current campaign. J.R. Whalen hosts. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

09-29
15:05

What’s News in Markets: Southwest Soars, AI Divergence, Costco’s Markdown

What did investors make of changes to Southwest’s famous seating strategy? And why did two big AI tech-stock names go in opposite directions? Plus, why did Costco shares get a markdown? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

09-28
05:16

John Smith

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08-05 Reply

lincolnlogan

The wage gap has been proven false. I guess this is what I should expect from WSJ.

04-02 Reply

Emilia Gray

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04-21 Reply

🤨

fk you and your corporate media propaganda. all of your fkers were screaming inflation didn't exist or it was "transitory".

04-13 Reply

James McDonald

I love all of you!

11-24 Reply

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