Cash value life insurance often sparks debate — is it a smart financial tool or an expensive way to mix insurance with investing? Lance Roberts & Jonathan Penn break down how cash value life insurance actually works and where it may (or may not) fit into your overall financial picture.

0:18 - Preview - Life Insurance & BYOB, Earnings Season Continues
6:00 - Markets Confirm Bullish Trend
10:55 - Private Credit Fund Warning - Subprime Credit Danger
18:22 - Whole Life Insurance Explained
19:51 - Whole Life vs Term, ULI, VUL
22:54 - Why Dave Ramsey is Wrong About Insurance
23:44 - The Math - Term vs Whole Life
25:51 - Why You Need Insurance
29:16 - Overfunding Strategies & Be Your Own Bank
32:49 - Whole Life vs Term (again)
37:59 - Beware Blanket Statements - Do the Research
39:28 - MEC - Modified Endowment Contracts
41:13 - When the Life Insurance Runs Out
43:02 - Converting Term to Whole Life
46:01 - Comming Attractions

Whether you’re building wealth, protecting your family, or planning for retirement, understanding this strategy can help you make smarter financial decisions.

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Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
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