11-7-25 Top 3 Financial Guardrails You Should Know
Update: 2025-11-07
Description
RIA Advisors’ Financial Guardrails are timeless principles for building lasting wealth and protecting your financial future. Richard Rosso, CFP®, shares insights from decades of experience helping investors avoid common pitfalls and build financial wellness that lasts generations. From annuities and debt control to emotional investing and realistic return expectations, these guardrails are designed to keep you on track — no matter what markets do.
0:20 - Rules Can Save You in a Turbulent World
3:17 - Annuities Should Be Planned, not Sold
9:34 - A Home is a Liability, not an Asset
12:37 - Setting Good Financial Boundaries with Adult Children
15:25 - Debt Control & Savings Priorities
17:45 - Dealing with Student Loan Debt
19:33 - Personal Un-secured Debt - Credit Cards
22:03 - Good Health in Retirement
24:15 - Realistic Projections, Time Horizons, & Inflation Factors
27:33 - Be Vigilant of Confirmation Bias & Emotion
32:35 - Create a Household Wellness Evolution
Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=MM5vwaXJyls&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s
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Articles Mentioned in Today's Show:
"The RIA Financial Guardrails"
https://realinvestmentadvice.com/ria-e-guide-library/
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The latest installment of our new feature, Before the Bell, "Buy-the-Dip Isn't Dead Yet" is here:
https://www.youtube.com/watch?v=UU_zCk3hYhs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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Our Previous Show, "Nvidia's Money Loop: Smart Move or Red Flag?," is here:
https://www.youtube.com/watch?v=PBMx8sckBhk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s
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Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#FinancialPlanning #WealthManagement #InvestingTips #RetirementPlanning #MoneyMindset
0:20 - Rules Can Save You in a Turbulent World
3:17 - Annuities Should Be Planned, not Sold
9:34 - A Home is a Liability, not an Asset
12:37 - Setting Good Financial Boundaries with Adult Children
15:25 - Debt Control & Savings Priorities
17:45 - Dealing with Student Loan Debt
19:33 - Personal Un-secured Debt - Credit Cards
22:03 - Good Health in Retirement
24:15 - Realistic Projections, Time Horizons, & Inflation Factors
27:33 - Be Vigilant of Confirmation Bias & Emotion
32:35 - Create a Household Wellness Evolution
Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=MM5vwaXJyls&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s
-------
Articles Mentioned in Today's Show:
"The RIA Financial Guardrails"
https://realinvestmentadvice.com/ria-e-guide-library/
--------
The latest installment of our new feature, Before the Bell, "Buy-the-Dip Isn't Dead Yet" is here:
https://www.youtube.com/watch?v=UU_zCk3hYhs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "Nvidia's Money Loop: Smart Move or Red Flag?," is here:
https://www.youtube.com/watch?v=PBMx8sckBhk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#FinancialPlanning #WealthManagement #InvestingTips #RetirementPlanning #MoneyMindset
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