“I had to swallow the pill that it would get worst financially before it got better”

This week on Money Chill Out podcast I sit down with Sydney Curtins to explore what it really takes to break free from the 9 to 5.

👩‍👧 She was a mom who barely saw her kids. 💡 She said: “Enough is enough. I’ll figure it out.” 💸 She understood that all rewards come with risk—and yes, things got tougher before they improved.

Here are some gold nuggets from the episode # 109?:

✅ Every reward requires a risk

✅ Realise how bad you want it ✅ Build your financial cushion: Sydney had 6 figures in savings and a paid-off home, enough to cover 3 years

✅ Invest socially ✅ Took the leap while her husband stayed in his corporate role—they lived lean and smart.

✅ Most people fail when fear kicks in—they run back to their corporate comfort zone.

One of my favorite quotes from the episode:

“61% of Americans want to be their own boss… But probably also 61% want a Ferrari. Financial goals must align with your work ethic.”

📚 Resources recommended in the episode:

• Atomic Habits
• Never Eat Alone
• Your Money or Your Life
• The Happiness Advantage

🎧 Tune in now to get inspired, grounded, and better prepared to make your move