DiscoverWealth Para Todos: Financial Security through Self-Care#35: Financial Planning for Parenthood: What I Wish I Knew Before Having Kids
#35: Financial Planning for Parenthood: What I Wish I Knew Before Having Kids

#35: Financial Planning for Parenthood: What I Wish I Knew Before Having Kids

Update: 2025-10-05
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In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, addresses the complexities of family planning and financial considerations.


Inspired by a listener's question, Soledad shares their personal journey of becoming a parent, the financial challenges they faced, and the importance of community support. The episode covers the unique financial aspects for heterosexual couples, couples using IVF, and queer couples, providing detailed insights on medical costs, childcare expenses, life insurance, and legal considerations.


Soledad emphasizes the significance of intentional financial planning while understanding that unforeseen circumstances can arise, and they offer practical advice for creating stability and peace in the process of growing a family.

00:00 Introduction and Mission
00:21 Inspiration for the Episode
01:12 Personal Journey to Parenthood
10:16 Financial Planning for Parenthood
14:55 Expenses for Heterosexual Couples
19:09 IVF and Fertility Costs
20:45 Queer Family Planning
23:59 Final Thoughts and Encouragement
24:28 Podcast Promotion and Services
25:56 Conclusion and Disclaimer

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#35: Financial Planning for Parenthood: What I Wish I Knew Before Having Kids

#35: Financial Planning for Parenthood: What I Wish I Knew Before Having Kids

Rita Soledad Fernandez Paulino