In this episode of the Tax Smart REI Podcast, Thomas Castelli and Nathan Sosa, Head of the National Tax Department at Hall CPA, sit down with Alex Savage, CPA, CFP, to unpack the Mega Backdoor Roth 401(k), one of the most powerful yet underutilized tax strategies for high-income earners.

They break down how the strategy works, who qualifies, and why it can be a game-changer for those looking to build long-term, tax-free retirement wealth, all while balancing real estate investing and other income streams. From contribution limits and in-plan conversions to control group rules and timing, this episode covers everything you need to know to decide whether this advanced strategy fits your situation.

You’ll learn:

- What makes the “Mega” Backdoor Roth 401(k) different from a traditional or standard Roth IRA
- How high-income W-2 earners and solopreneurs can contribute up to $70,000+ in after-tax dollars
- Why this strategy can help you manage future tax rates, Social Security taxation, and estate planning
- The key testing and timing rules to avoid IRS pitfalls
- When a Mega Backdoor Roth makes sense and when real estate might be the better play

Whether you’re a tech executive, business owner, or high-earning real estate investor, this episode gives you the clarity to determine if the Mega Backdoor Roth 401(k) belongs in your financial toolkit and how to use it strategically alongside your real estate portfolio.

To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6

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