With all the things we have going on in our lives, it can be hard to find the time to be productive.

And while I’m a firm believer in “good things take time”, if there’s an opportunity for me to be as productive and effective as possible, in the shortest amount of time, you better believe I’m taking it!

My money and finances have been a top priority for me for decades, and that has allowed me to learn tricks and hacks to manage my money as efficiently as possible.

In this episode, I’m sharing 6 productive ways to manage your money in 10 minutes a day or less. 

Thankfully, you don’t have to spend hours and hours on your finances to see results and reach your goals.

Here's a glance at this episode:

• [01:55 ] If you haven’t started tracking your spending regularly, Raya breaks down the importance of doing so for growth in your finances.
• [04:16 ] Building the habit of tracking your spending daily will result in you spending minimal time on this task, but get maximum benefit.
• [07:50 ] Regularly looking at your budget makes sure you’re staying aligned with your goals and financial intentions.
• [11:34 ] Tie daily goals towards your bigger long-term goals. Break down those bigger goals, especially savings goals, into easier-to-manage chunks.
• [14:45 ] You don’t have to spend long hours and a lot of time working on your finances. You can make an impact with strategic short-and-sweet tasks.

Rate, Review, & Follow:

Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show!

This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life!

To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode!

Also, please make sure you’re subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!

Resources mentioned in this episode:

Let Raya create a budget plan for you!

Learn about Raya’s Financial Focus Coaching Program

Follow City Girl Savings on Instagram, YouTube, and TikTok

Join the City Girl Savings Facebook Group

Subscribe to the City Girl Savings Newsletter!