ASK489: Which mortgage deal should I go with? PLUS: Do I need a new EPC?

Update: 2025-08-12

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Welcome back to Ask Rob & Rob, where we help tackle your property questions. Let’s dive into the answers...

(0:49 ) Dee’s been offered three mortgage deals with product fees of 5%, 3%, and 0% - but calculations suggest the highest fee might actually be the cheapest overall. Should Dee stick with his current lender’s options or shop around?

(3:58 ) The EPC’s have expired on Ryan’s two properties. One letting agent says renew now, another says wait until a new tenancy. Who’s giving the correct advice?

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