Hi everyone, this week I am chatting to Alan Knowles, Managing Director of Cura, known for his work as a speciality insurance adviser. Alan is also the Chair of the PDG, founding member of the Access to Insurance working group and recently appointed as an executive for the Income Protection Task Force. As a side note he is also my husband and I promise that we kept our banter to a minimum!

In this episode we focus upon providing case studies where Alan has arranged life insurance for people that are considered to be a higher risk.

The 3 key takeaways:

1. Case studies of protection insurance for people that have had leukaemia, prostate cancer, organ transplants, that regularly skydive, and someone travelling and working in Libya.
2. A breakdown of what percentage ratings vs per mile ratings are.
3. The PDG Funeral Pledge and Claims Charter, and what it means for your clients if this insurer has signed up to these.

Alan will be back on in the future with an income protection masterclass and if there’s any specific risks you’d like him to chat about, drop me a message.