Hi Everyone,

This is our third episode and it's all about vaping. The most interesting thing is that Kathryn and Andrew have kind of switched roles in this one. Kathryn is more cautious about the underwriting of ecig users, than Andrew is!

Are you guessing who is telling the truth or lying, right?

In this episode we are focusing on e-cigarettes and what you need to know, if you use these and want insurance.

Our 3 key takeaways,

1. 5-6% of adults in the UK vape.

2. Some insurers may class very occasional smokers, as non-smokers.

3. Potential ratings for an ex-smoker that has previously had a heart attack.

As with all of our episodes, do you agree with us? Disagree with us? Send us a message and let us know your thoughts. We would also love for you to send us any questions that you want us to discuss on upcoming episodes.