In this episode of HelvetiCash, we dive into the world of Alpian — the 100% digital Swiss private bank. But this time, it’s more than just a product overview. The episode is based on the in-depth review published on ⁠⁠heyneo.ch⁠⁠, offering a full breakdown of what Alpian really provides.

What we explore:

• The real differences between the three investment mandates: Essentials, Guided, and Managed.

• What the 0.75% annual fee really includes — and why that number alone doesn’t tell the full story.

• Alpian’s unique method of defining your behavioral risk profile, far beyond the usual “conservative/balanced/dynamic” labels.

• How much freedom investors really have: to what extent can you personalize your portfolio?

• What you lose by not picking individual stocks — and what you gain in structure and long-term stability.

A clear and structured reflection on a hybrid model: more flexible than a robo-advisor, less rigid than a traditional private bank — but not without its limits. This is the perfect episode for anyone curious about what lies behind Alpian’s promise of smart, semi-active wealth management.

👉 Full article available here: ⁠⁠https://heyneo.ch/en/online-bank/alpian-invest/