Which Credit Card should I choose if I live in Switzerland? (A complete guide)
Description
In this episode of HelvetiCash, we dive into the world of credit cards in Switzerland.
Our team draws on the full review by www.heyneo.ch, the local reference for financial comparisons.
The 2025 guide to credit cards in Switzerland breaks down all the major options — free cards, cashback, travel rewards, multi-currency use, and even strategic combinations.
It evaluates each solution based on practical criteria:
• Annual fees and real costs
• Foreign currency payments and exchange rate margins
• Cashback and loyalty programs
• Travel insurance and rental coverage
• Flexibility for everyday spending
• Combinations with debit cards and neobank accounts
A clear and factual overview to help you choose the right credit card — or combination of cards — depending on how you spend.
The full guide is available at https://heyneo.ch/en/online-banks-in-switzerland/swiss-credit-card-guide-comparison/