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Assessing Surge and Lightning Damage

Assessing Surge and Lightning Damage

Update: 2025-04-23
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Description

Alpine Intel’s Customer Education Director, Jay Dykstra, once again talks with Senior Account Manager Chris Nichols on The Savvy Adjuster Podcast. This time, their conversation revolves around lightning damage to electronics, HVAC equipment, and more. Jay sheds some light on why policyholders often suspect lightning when another peril is at play, how experts deliver an accurate cause of loss, what items are particularly susceptible to lightning and surge damage, and much more. 

Discussed in This Episode

  • Why lightning is a frequently reported cause of loss
  • How expert assessments can provide adjusters with an accurate cause of loss
  • Electrical items and other components vulnerable to lightning damage
  • Deciding on the next best steps for items damaged by lightning and power surge
  • Claim scenarios involving reported lightning damage

Additional Resources

Additional Lightning and Surge Resources:

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Assessing Surge and Lightning Damage

Assessing Surge and Lightning Damage

Chris Nichols, Jay Dykstra