#177: Chris shares the best accounts to replace your checking account and maximize interest earning. He evaluates must-have banking features, compares 10+ bank accounts, assesses the pros and cons of switching accounts, offers automation tips to elevate your banking experience and so much more. 

Link to Full Show Notes: https://allthehacks.com/best-bank-accounts-high-interest

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Resources Mentioned

All the Hacks

• Membership


• Bank Bonuses


• Episodes #62: Protect Your Family, Mitigate Taxes and Preserve Your Wealth
  

All-in-One High Yield Accounts:

• 
  Fidelity Cash Management (SPAXX coming June 15)


• 
  Wealthfront Cash Account (Get 5.5%)


• U.S. Bank Elite Money Market


• 
  TransferWise (For international transactions)

High Yield Savings + Checking w/ Overdraft:

• 
  Mercury: Enter giveaway to skip the waitlist for Mercury Personal


• SoFi


• Capital One


• Discover


• CIT Bank


• Ally Bank


• Robinhood: Spending | Investing
  


• Schwab Checking Account

Recurring Transfers: Zelle App

Personal Finance Tracker: Copilot (Get 2 months free with code HACKS2)

Wealthfront:

• Automated Bond Ladder + Calculator


• Automated Savings Plan

Full Show Notes

(00:00 ) Introduction

(03:29 ) Must-Have Features in a Primary Bank Account

(09:23 ) Tiebreakers to Consider for a Bank Account

(14:43 ) High-Yield Savings Accounts

(17:41 ) Regular Checking Accounts

(21:43 ) The Most Optimal Way to Use a Bank Account

(24:54 ) Comparison of Banks with Main Features You Need

(28:50 ) Robinhood's Investing & Spending Accounts

(30:52 ) The Difference Between Bank Accounts and Investment Accounts

(33:25 ) The Schwab Checking Account

(38:39 ) Unique Features of Mercury

(44:33 ) The Wealthfront Individual Cash Account

(46:15 ) U.S. Bank's Elite Money Market Account

(47:17 ) Fidelity Cash Management Account

(53:24 ) Chris' Top 3 Bank Account Recommendations

(56:42 ) Is It Worth Switching Bank Accounts?

(58:45 ) Simple Steps to Automate Your Financial Life

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