Hosts:

Antonia Swinson, CEO of the Ethical Property Foundation, interviews Jade Winter,

Director at Norris and Fisher Brokers, on how charity trustees can ensure their

insurance policies provide adequate protection at a manageable cost.

Key topics:

• Essential questions for trustees: Are all activities, premises, and offsite items

covered? Are rebuild figures and contents up to date? Is business interruption

cover sufficient?

• Top tips for keeping costs manageable: Shop around, check for discounts,

review cover limits, and avoid misrepresentation.

• Common pitfalls: Missing essential covers such as fidelity guarantee or cyber

insurance, focusing only on price, or failing to review policies after organisational

changes.

• Proactive policy review: Start at least six weeks before renewal, understand

exclusions, compare with the market, and use a broker to test your needs.

Tune in for practical advice and insider guidance on what to look for, and what to avoid,

so your charity can make confident, informed decisions about insurance.

Need expert guidance?

Explore the Ethical Property Foundation website to learn more about our consultancy

and support services and check out the Norris & Fisher Insurance Brokers website for

specialist insurance solutions for charities and voluntary organisations.