Central Banks Shy of AI, Digital Assets
Update: 2025-11-26
Description
Central banks worldwide are slow to adopt AI and digital assets, according to a new survey. Most banks use AI for basic tasks and view digital assets with caution. The survey found that only 7% of banks use AI for complex tasks like risk management. Ninety-three percent do not invest in digital assets. Banks see a future with multiple economic centers and want to diversify holdings, but the US dollar remains dominant due to the ease of trading US Treasury bonds.
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