DiscoverSound InvestingDCA vs. Lump Sum, Not Trusting SCV, Maximizing Roth, Moving From Ultimate B/H to Smaller Portfolio and More
DCA vs. Lump Sum, Not Trusting SCV, Maximizing Roth, Moving From Ultimate B/H to Smaller Portfolio and More

DCA vs. Lump Sum, Not Trusting SCV, Maximizing Roth, Moving From Ultimate B/H to Smaller Portfolio and More

Update: 2024-09-04
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Paul starts the podcast talking about the upcoming Boglehead Conference (Sept.27-29) in Minneapolis.  The following link lists the speakers and topics.  https://boglecenter.net/2024conference/




Q1:  Should I invest $300,000 inheritance all at once or dollar cost average? 02:23



Q2:  If SCV is such a great asset class why do the companies all have such low P/E ratios? 8:06



Q3:  Given that our Roth IRAs have unlimited investment options how should we approach investing in our Roth accounts to best complement the life cycle funds in our 401k? 21:54




Q4:  Should we invest our IRA contributions the first of the year or dollar cost average over the year? 24:56




Q5:  I’m 70 and am considering a combination of the 2040 target date fund and small cap value.  How much should be in each? 26:34





Q6: Been in Ultimate Buy and Hold since 2013. I’m thinking about simplifying by using 2 or 4 fund portfolios. What are the pros and cons of change?  Recommended reviewing. 29:37




Q7: Can I still rollover regular IRAs into Roth now that I am retired?  Recommended reading.⁠ 35:50




Q8:  As a risk reducer to equities can I use T-Bills and money market funds rather than any kind of bonds. 37:35

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DCA vs. Lump Sum, Not Trusting SCV, Maximizing Roth, Moving From Ultimate B/H to Smaller Portfolio and More

DCA vs. Lump Sum, Not Trusting SCV, Maximizing Roth, Moving From Ultimate B/H to Smaller Portfolio and More

Paul Merriman