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MERRY CHRISTMAS AND HAPPY HOLIDAYS WTF FAMILY! 🎙️ Today, we’re tackling the holiday season head-on by discussing “Holiday Cheer Without Financial Fear”. 🎄💰

The holiday season brings joy and togetherness ✨, but it also comes with a hefty dose of stress—balancing family obligations, gift-giving, and long-term financial goals. 🎁📈 Tracie and Rahnie share practical tips for creating a holiday budget that prioritizes savings 💵 and avoids debt while making space for connection and gratitude. ❤️🤝 The goal? To enjoy the holidays without breaking the bank—or your sanity. 🧘‍♀️💡

In their “WWYD” segment, the hosts dive into real-life retirement scenarios, offering actionable advice to help people like Mary, a 70-year-old retiree, and Sarah and James Walker, a couple navigating their golden years on a tight budget. 👵👴 Whether it’s planning for holiday travel ✈️, closing an income gap 📉, or creating a legacy for loved ones 🏡, this segment gives you a behind-the-scenes look at how Tracie and Rahnie work through financial puzzles to help their clients achieve peace of mind. 💭✅

And of course, no episode would be complete without some fun debates and timely trends. 🤔 Are gift cards a thoughtful gesture or a lazy fallback? 🎁💌 Are kids’ holiday expectations skyrocketing thanks to social media? 📱👶 Plus, the hosts weigh in on the resurgence of cash stuffing and envelope budgeting—a budgeting method that’s as old-school as it is effective. 💵📒 Get ready to laugh 😂, learn 📚, and find your holiday cheer—without the financial fear! ✨🎉

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