What would actually happen to your business—and your family—if you suddenly couldn't work?

This question has been sitting heavy on my heart, especially as a single parent, a homeowner, and a business owner who has experienced unexpected seasons of not being able to work in the past. In today's episode, I'm taking you behind the scenes of the systems, savings, and safety nets I'm putting in place so my business can not only survive but thrive through a crisis. Then, I sit down with legacy consultant Colleen Watson to dive deeper into the legal, financial, and emotional layers of planning for emergencies, succession, and the long-term future of your practice.

This conversation is equal parts grounding and empowering. We explore what it really looks like to protect your clients, income, and family if something catastrophic happens—and how simple, doable steps can drastically reduce your anxiety. Whether you're a solo therapist, a group practice owner, or somewhere in between, this episode will help you finally tackle the stuff you've probably avoided but desperately need.

Topics Covered in this Episode:

• 2:11 - The moment I realized my business wasn't prepared for a major crisis

• 5:33 - The #1 thing that lets me sleep better at night (hint: it's not insurance)

• 12:31 - Colleen's "dip your toe in" starting point that reduces overwhelm instantly

• 18:17 - The Plan B people every therapist needs—and how to choose them wisely

• 23:32 - The truth about succession plans and why you need one earlier than you think

• 26:47 - The often-forgotten insurances that protect your practice, home, and income

• 29:48 - What happens to your business assets if you die—and how to safeguard your family

• 31:55 - The yearly task that prevents chaos, conflict, and heartbreak for your loved ones

Resources Mentioned:

Grab Colleen's Starter Kit: https://lp.constantcontactpages.com/sl/Qz7o8FR/legacykit  

Get the NOK Box Checklist: https://lp.constantcontactpages.com/sl/FytX8TJ/NOKBox

Connect with Colleen: www.centuryplantbusinessservices.com 

cwatson@centuryplantbusinessservices.com  

calendly.com/centuryplant