DiscoverHerMoney with Jean ChatzkyEP 498: The Personal Finance Tips That Really Matter, According to Carl Richards
EP 498: The Personal Finance Tips That Really Matter, According to Carl Richards

EP 498: The Personal Finance Tips That Really Matter, According to Carl Richards

Update: 2025-10-22
Share

Description

We’re more financially informed than ever, thanks to FinTok, money podcasts, and yes, even chatbots. But when it comes to having real conversations about money with the people closest to us? We still freeze.


This week, Jean sits down with Carl Richards — New York Times “Sketch Guy” columnist, CFP®, and author of the new book Your Money: Reimagining Wealth Through 101 Simple Sketches — to talk about why personal finance is more emotional than we think, and how to start the conversations we’ve been avoiding.


In this episode, we cover:



  • Why budgeting tools don’t fix emotional money problems

  • How to align your spending with your values (without guilt)

  • Why we underestimate our future financial needs

  • Carl’s take on market volatility, retirement, and behavior-based investing

  • Why your calendar and checkbook reveal your true priorities

  • And how to talk about money with your partner, kids, or even yourself


Resources:


✏️ Follow Carl on Instagram: @behaviorgap


🎨 Explore Carl’s sketches: behaviorgap.com


🧠 Join the HerMoney Patreon for exclusive bonus content: HerMoney Patreon

Learn more about your ad choices. Visit megaphone.fm/adchoices

Comments 
In Channel
loading
00:00
00:00
x

0.5x

0.8x

1.0x

1.25x

1.5x

2.0x

3.0x

Sleep Timer

Off

End of Episode

5 Minutes

10 Minutes

15 Minutes

30 Minutes

45 Minutes

60 Minutes

120 Minutes

EP 498: The Personal Finance Tips That Really Matter, According to Carl Richards

EP 498: The Personal Finance Tips That Really Matter, According to Carl Richards

Jean Chatzky Her Money