In this episode, Denny Neidhardt talks with Income’s CTO Jüri Pruulmann about the technology powering the platform. Jüri shares the origin and design of the proprietary “Time Machine” engine that ensures transparency, reliability, and traceability in all transactions. The discussion covers how Income scales its infrastructure, the approach to IT security, how lender integrations are handled, and why performance is continuously being optimized. They also dive into what’s coming next—including the secondary market, 2FA, and backend enhancements—made possible through the upcoming crowdfunding raise.
 

Topics discussed:

• Origins of the Income IT system and “Time Machine” ledger engine
• Infrastructure scaling and performance strategy
• Loan originator API integrations and validation safeguards
• IT security practices and investor account protection
• Planned features: secondary market, 2FA, and system speed improvements

Tune in for more engaging discussions in future episodes of Income Insights!

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