As a business owner, your company likely represents the majority of your wealth—often 70-90% of your net worth. Yet many owners focus solely on growing their business while overlooking the critical importance of comprehensive estate planning. In this episode, Steven Young, Senior Vice President at UBS Wealth Management and senior member of the Business Transition Consultants team, explores the unique challenges business owners face when planning for the future. Discover why estate planning for business owners goes far beyond traditional wealth transfer. Steven walks you through essential topics including business succession strategies, buy-sell agreements, tax-efficient transfers, valuation considerations, and creating liquidity for estate obligations. Learn how to balance fair treatment among heirs when not all family members are involved in the business, and why incapacity planning is just as critical as planning for death. Whether you're considering passing your business to the next generation, transitioning to key employees, or planning an eventual sale, this episode provides actionable insights to help you protect your life's work and provide for your family's future. Don't let poor planning destroy the value you've spent decades building.