In the series finale, Matt, The Telegraph’s legendary cartoonist, joins Sam and Lauren from the personal finance team to advise two readers wondering how much to spoil their children.

Up first: Matt finds little sympathy for a reader tempted to leave their kids in economy while they travel in luxury. And the trio weigh up the pros and cons of charging older children rent.

Plus, ahead of series two, Lauren and Sam listen keenly as Matt shares his secrets to making people laugh.

Get in touch by emailing moralmoney@telegraph.co.uk or leave us a voicemail on 07867 162 170. That's it for this series of Moral Money, but stay subscribed to this feed for future episodes.

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