It’s legal, but is it moral? Investing in an ISA is considered sensible tax avoidance, but do we cast putting property in your spouse’s name to lower your tax bill in the same light? This week on Moral Money, Lauren Davidson and Sam Meadows from The Telegraph’s Personal Finance team are joined by star columnist, Janet Daley to debate just that. And there’s no sitting on the fence here.

Plus, they advise a reader whose father’s taste for luxury has left him worried about the state of his inheritance. But can he really ask him to stop?

Tell us your moral money issue and we might discuss it on the podcast - email us at moralmoney@telegraph.co.uk or leave us a voicemail on 07867 162 170 and you could even hear your voice on the show.

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