Who says you can't build wealth? 


Working Americans have the power to build savings and investments.. And it doesn't mean winning lotto.


By freeing up $500 or more each month--by not overpaying taxes, by reducing debt, by rescuing cash in life insurance--individuals and families can get ahead of the game. It's a necessity.

Here's where your money should go.

1. Emergency Fund: This is your reserve fund in the event of an unforeseen emergency, job loss or an unexpected expense.           

2. Short-Term Savings: This account is for money that you set aside for expenses like a new computer or perhaps a vacation.           

3. Long-Term Savings/Investments: This is where your retirement savings, college fund and other long-range savings will go. Because these savings have more of a long-term time horizon, you can use investment vehicles with potential for a higher rate of return, such as equity mutual funds.

Let's get financially well:

 

In the NY Capital Region, come to our Money Health Fair, this Wednesday night, July 30 at the Rotterdam Town Library, 6:00--7:30 pm. 1100 N. Westcott Rd. Call 952-1257 for more information. 

See you next time.