How would you feel if your family were a pawn in another’s plan to get rich?


Banks changed the tone of their advertising in the late 1990s. The subliminal message of the new slogans:

Spend beyond your means!

• “Live Richly” — said Citibank

• “What’s in your wallet?” — said Capital One

• “Is your mortgage squeezing your wallet?  Squeeze back.” — said Bank of America

• Banks have an inherent incentive to give borrowers more credit than they are able to afford.

• This results in: – Interest charges – Late payment penalties – Overdraft fees

– Missed payments — resulting in higher APR%

Consumers want to get out of debt, but they need a plan. 

Let's stop the cycle and build Americans a sound financial house.

Go to bitly.com/yourmoneyny and sign up for your copy of How Money Works, 

that's bitly.com/yourmoneyny  Also, This Thursday, August 7 is our next Money Workshop Securing Your Financial House, at the Point Cafe in Schenectady. 964 Heldeberg Ave. RSVP to dbalog99@gmail.com

See you next time.