High Yield Savings Options Despite Fed Rate Cuts
Update: 2025-12-20
Description
Despite recent Federal Reserve interest rate cuts, high-yield savings accounts, CDs, brokerage accounts, and U.S. Treasuries still offer attractive returns. Rates up to 5% for savings accounts, 4.5% for CDs, and 3% for brokerage accounts are available. U.S. Treasuries pay up to 4.82%. These options provide significant earnings with minimal risk, making now an appealing time to invest. For example, $25,000 in a 5% yield account could earn over $600 in six months.
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