How We Spend Our $110k Income - Army Captain O-3 Salary
Update: 2025-06-23
Description
I share EVERYTHING we spend per month - down to the dollar! Our family of 4 lives off my husband's O-3 army income (Captain) - which is a base pay of $85,348, with a total of $109,612 including BAH, or housing.
- What we pay for each bill and subscription
- Tips for categorizing your budget into giving, bills, saving, and spending
- How FUN MONEY can save your marriage
- Ideas for savings "buckets" (we use Ally bank's bucket feature)
- The importance of giving
- Having grace for yourself and owning your priorities
Resources mentioned:
Youtube Video Version
MY BUDGET spreadsheet on Google Sheets (feel free to make a copy!)
My budgeting/expense tracking app - Rocket Money!
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