DiscoverSuper InsiderHow much insurance is enough? Life cover, income protection and TPD
How much insurance is enough? Life cover, income protection and TPD

How much insurance is enough? Life cover, income protection and TPD

Update: 2025-03-03
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Many of us have life and other insurances through our super, but do you really know what it covers? Could you confidently say you’re protected if the unexpected happened? 

In today’s episode we dig into the essentials of insurance in superannuation, and what too many people overlook. You’ll hear real-life stories, expert insights and surprising facts that might make you rethink your cover.  

You’ll learn:  


  • the 3 most common types of superannuation insurance  

  • the mistake people make with their super cover (and how to fix it)  

  • why your biggest asset is you  

  • how to make a claim.  


Don’t wait until it’s too late. Hit play now and make sure you and your loved ones are properly protected.  


FOLLOW SUPER INSIDER   

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  

  

RECOMMENDATIONS   

Insurance cover in your super  

https://www.australianretirementtrust.com.au/insurance  

  

Insurance calculator  

https://www.australianretirementtrust.com.au/learn/tools  

   

IF YOU LIKED THIS EPISODE YOU MAY LIKE   

What to do if you’re facing an unplanned retirement  

https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-32  

  

Is financial advice worth it? The power of planning for retirement  

https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-24  

   

🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD  

💙 Subscribe for regular updates (please leave us a rating or review).  

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388  

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  

💝 Share this episode with a friend who needs to hear it.  

  

CREDITS   

Anne Fuchs, Executive General Manager - Advocacy & Impact  

Kane Everingham, Team Leader – Education Delivery 

April Smith, Education Lead 

  

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid. 

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How much insurance is enough? Life cover, income protection and TPD

How much insurance is enough? Life cover, income protection and TPD

Australian Retirement Trust