DiscoverSuper InsiderReady to retire? Understand your superannuation options at retirement
Ready to retire? Understand your superannuation options at retirement

Ready to retire? Understand your superannuation options at retirement

Update: 2024-10-07
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Do you know how you’ll set up your finances once you’ve stopped working full time? If you want to understand your options at retirement and how to access your super, this Super Insider episode has been made for you. It’s one of our popular Q&A sessions where we unpack how to plan for the lifestyle you’ve worked your whole life for.  

We cover some of our most frequently asked questions like:  

0:00 Ready to retire?  

1:28 What's the age that I can retire? 

3:47 What does preservation age mean? 

5:03 How much should I aim to save before I retire? 

8:49 How do I start using my super? 

13:16 When can I access the Age Pension?  

18:33 How will tax affect my income in retirement? 

19:46 What's the downsizer super contribution? 

22:31 What happens to my super when I pass away? 

Whether you’re winding down work, or are planning to retire soon, this is the episode that will keep you on track.  

Join our community of people keen to live their best retirement. Because the more you know about super, the more you can plan for your future. Subscribe to Super Insider now with the links below ⬇️.  

FOLLOW SUPER INSIDER  

Apple Podcasts - https://podcasts.apple.com/au/podcast...  

Spotify - https://open.spotify.com/show/1aXYHWZ...  

RECOMMENDATIONS  

For guidance on super balances and retirement planning  

How much super do I need?  

For information on Age Pension eligibility and rules  

Age Pension

Services Australia  

IF YOU LIKED THIS EPISODE YOU MAY LIKE  

Transition to Retirement – your guide to accessing your super while still at work   

What happens to super when you die?  

WE’D LOVE TO HEAR FROM YOU!  

If you found this episode helpful, drop us a comment and let us know the topics or questions you’d like us to cover next. Or email us at podcast@art.com.au. Thank you!  

CREDITS   

Ruth Weaver, Australian Retirement Trust Education Manager  

Adele Fisk, Australian Retirement Trust Financial Adviser  

 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. 

This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).  

Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

Any information given by the guest speaker is provided as general information only and not financial advice. 

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Ready to retire? Understand your superannuation options at retirement

Ready to retire? Understand your superannuation options at retirement

Australian Retirement Trust