In this episode of The No BS Real Estate Podcast, host Jo Agresta sits down with Ali Muhammad, Director of Planet Wealth, to tackle one of the biggest questions Australians are asking right now:How do you build wealth when everything around you is getting more expensive?With over 15 years of experience in financial planning, property investment and superannuation strategy, Ali explains why it’s never been more important — even in your 20s and 30s — to plan for your financial future.They unpack why so many people live paycheck to paycheck, how rising interest rates and the cost of living are crushing savings, and the simple, strategic steps anyone can take to build long-term financial stability.💬 What we coverHow to start building wealth even in a high-cost economyWhy living pay-to-pay is the biggest financial risk Australians faceSmart retirement planning and superannuation strategies that start paying off earlyThe role of property investment and smart debt management in wealth creationHow to protect your income and lifestyle against future economic shocksWhy financial literacy — not luck — decides who thrives in uncertain timesStep-by-step habits to take control of your money and build a secure futureWhether you’re just starting out, trying to get ahead, or re-thinking your money goals, this conversation will help you understand how to invest wisely, manage risk, and build lasting wealth — even when the economy isn’t playing nice.Connect with Ali Muhammad (Planet Wealth):https://planetwealth.com.au/Want smarter property decisions?Download the Abodey AI App for personalised, plain-English property reports that instantly match you with properties aligned to your specific needs, future goals, and budget — helping you buy faster and with confidence.👉 https://abodey.app.link/rCnZsWfXGOb#financialplanning #buildingwealth #costofliving #retirementplanning #superannuation #propertyinvestment #wealthcreation #investingAustralia #financialadvice #NoBSRealEstate #Abodey #budgetingtips #financialfreedom #moneymindset #retirementplanning #retirement #futureplanning