In this episode of The No BS Real Estate Podcast, host Jo Agresta sits down with Lewis Johns, Senior Lending Manager at the Australian Lending & Investment Centre (ALIC) — one of Australia’s most awarded and trusted mortgage brokerages.

Lewis has helped hundreds of clients — from medical professionals to seasoned investors — build long-term wealth through smart financial structures and strategic lending decisions.

Having worked with top institutions like BOQ Specialist and Credabl before joining ALIC, Lewis knows exactly how to turn borrowing into a tool for growing, not limiting, your property portfolio.

If you’ve ever wondered how to structure your loans, choose between principal & interest vs interest-only, or use equity safely to expand your investments — this episode will reshape how you think about property finance.

💬 What we cover

Why financial restructuring is the key to scaling a property portfolio

How to decide what kind of property suits your goals — home upgrader, investor, or rentvestor

The difference between tactical lending (getting a loan) vs strategic broking (building wealth)

How to leverage equity safely and use lending structures to protect your cash flow

Why high-income professionals need a tailored finance strategy, not a quick loan

How ALIC’s “strategic broking” model integrates brokers, accountants, and buyer’s agents for smarter outcomes

The future of property finance — and how AI, data, and digital meetings are changing how Australians invest

Whether you’re a first-time investor, a medical professional, or a homeowner planning your next purchase, this episode will help you understand how the right loan structure can add hundreds of thousands to your long-term wealth — without extra risk.

Connect with Lewis Johns (ALIC):

👉 https://alic.com.au/meet-lewis-johns/

Want smarter property decisions?

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👉 https://abodey.app.link/rCnZsWfXGOb