In this episode, Fredrik interviews Chris Fontaine, a seasoned real estate investor with over 34 years of experience. They discuss the current real estate market, emphasising that around 80% of the population struggles to secure mortgages, creating opportunities for creative financing solutions. Chris shares his journey from traditional real estate practices to innovative strategies that avoid personal guarantees and bank loans.

KEY TAKEAWAYS

Approximately 80% of the population in regions like the UK, US, and Canada is currently facing challenges in obtaining mortgages, creating a significant market opportunity for real estate investors.

The approach of buying real estate without using personal guarantees or traditional bank loans is emphasised. This includes strategies like owner financing and lease purchases, which allow investors to acquire properties with little to no money down.

Successful real estate transactions often hinge on understanding the seller's needs and motivations. For instance, some sellers prefer monthly payments for tax and estate planning reasons rather than a lump sum payment.

Newer investors are encouraged to focus on smaller multifamily properties (four to ten units) that are free and clear of mortgages. This allows for more flexible terms and less competition compared to larger multifamily buildings.

To achieve success in real estate or any other field, it's crucial to find a niche you are passionate about, seek mentorship from experienced individuals, and maintain focus for a minimum of three years to build a solid foundation.

BEST MOMENTS

"I would never, ever, ever buy a property in my personal name, ever."

"Eighty percent of the population that has trouble getting mortgages right now, it's big."

"You just solve for what they're trying to accomplish."

"If you want to excel, like make 2026 your year, there’s no reason why you can’t."

"You can pick any one of those classes. I just see very little competition in the smaller buildings."

VALUABLE RESOURCES

Chris Prefontaine

Get a copy of Chris' FREE book here: 3paydaysbooks.com/invest Plus FREE shipping!

https://www.linkedin.com/in/chrisprefontaine/

https://smartrealestatecoach.com/

ABOUT THE HOSTS

Invest in You is a global podcast where entrepreneur and investor Fredrik Sandvall shares ideas and interviews world-class entrepreneurs, investors and experts, occasionally joined by his sons Ivan and Charlie Sandvall. Each episode blends investments, entrepreneurship and personal development so you can invest smarter in yourself, your business, and your money.

Listeners in over 150 countries tune in to get practical tactics you they use this week to buy and build better businesses, make stronger financial decisions and create more freedom in their lives. The goal is simple: help you take action, gain real control over your finances, support others around you and actually enjoy the journey of building wealth and a meaningful life.

https://www.skool.com/invest-in-you-podcast-tribe-8617/about?ref=b436cf4ec1004048a6be80c1b1b27d60

CONTACT METHOD

Fredrik Sandvall

www.linkedin.com/in/sandvall/

https://www.facebook.com/FredrikinLondon/

Charlie Sandvall

LI: https://www.linkedin.com/in/csandvall/

Youtube Channel: https://youtube.com/c/Sandvall

Ivan Sandvall

Instagram @ivansandvall