Many of us struggle to efficiently manage our money, leaving our financial lives in poor health. It’s just too easy to put off that weekend slot for a forensic investigation of our spending and saving behaviour.

Many of us are often left wondering whether we even have the energy to think about where we’re going to start let alone get stuck into bank statements and pension forecasts.

We’ve got some bite-sized pieces of advice that you can take at any time of the year, but please do use them as a prompt to get your financial life on the road to wellness now.