Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 31 October 2025. The topic for this week is: Share market record highs – What does it mean for investors? In this episode Luke explores the performance of the share market and proposes the question is now the time to take profit from your portfolio and put some money into cash? Luke is joined by Leon of 2CC to take a deep dive into this topic as well as strategies on how to manage the capital gains tax on your profits.

Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.

Key topics covered include:

• Share markets have been performing well, much better than average returns.


• When share markets are high, it’s hard to find value when buying shares.


• Is now the time to take some profits?


• What are the dangers of set and forget investing?


• Unexpected events can cause large swings in value when stocks have been trading high.


• How much of your assets are tied up in one investment? 


• If you do sell down some funds, where will you put the available cash next?


• Can you de-risk your portfolio?


• If there’s a correction, can you buy back what you’ve sold when it’s cheaper?


• How do you make the most of the money you take from profit?


• What strategies should I consider when taking profit?


• What about capital gains tax? How can I reduce the tax?


• How much money should I keep in cash?


• What about covid like events? Can your investment portfolio better weather market events.


• Luke shares his top tips when taking profit and managing your investments when markets are performing well. 

 

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

 

Do you need help managing your investment and retirement savings?

<figure class="wp-caption alignright" id="attachment_19366" style="width: 300px;"><figcaption class="wp-caption-text" id="caption-attachment-19366">When markets are booming is now the time to take some profit and reduce some risk? If you need help managing your retirement and investments, make an appointment to meet with Luke.</figcaption></figure>

Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation. 

Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.

We look forward to your company again. Luke’s book Smart Money Strategy is out now.