DiscoverThe Reinsurance PodcastMonte Carlo #46 - Garret Gray: Secondary Perils, Wildfires, & Market Impact
Monte Carlo #46 - Garret Gray: Secondary Perils, Wildfires, & Market Impact

Monte Carlo #46 - Garret Gray: Secondary Perils, Wildfires, & Market Impact

Update: 2025-09-23
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Garret Gray, CEO of Cotality, joins us in Monte Carlo to discuss how secondary perils like wildfires and hail are reshaping the insurance landscape. He shares personal lessons from wildfire loss, the impact of inflation on claims, and why education and better modeling are critical for reinsurers in 2026.


EPISODE LINKS:

Garret's LinkedIn: https://www.linkedin.com/in/garretgray/https://www.linkedin.com/in/garretgray/

Cotality: https://www.cotality.com/


CONNECT WITH US:

Say Hello: ⁠producer@thereinsurancepodcast.com

Website: ⁠https://www.supercede.com⁠ 

LinkedIn: https://www.linkedin.com/company/supercedehq 

X: ⁠https://twitter.com/SupercedeHQ⁠ 

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠ 

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠ 


OUTLINE & TIMESTAMPS:

00:00 Intro

01:42 Cotality’s focus on high-frequency perils

03:28 First-hand experience on wildfire

05:50 Recovery challenges & the reality of claims

07:06 Insurability concerns & secondary peril pressures

08:20 Existing models vs. building new ones

09:42 Impacts on modelling & claims

11:00 Why Cotality rebranded

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Monte Carlo #46 - Garret Gray: Secondary Perils, Wildfires, & Market Impact

Monte Carlo #46 - Garret Gray: Secondary Perils, Wildfires, & Market Impact

The Reinsurance Podcast