Monte Carlo #46 - Garret Gray: Secondary Perils, Wildfires, & Market Impact
Description
Garret Gray, CEO of Cotality, joins us in Monte Carlo to discuss how secondary perils like wildfires and hail are reshaping the insurance landscape. He shares personal lessons from wildfire loss, the impact of inflation on claims, and why education and better modeling are critical for reinsurers in 2026.
EPISODE LINKS:
Garret's LinkedIn: https://www.linkedin.com/in/garretgray/https://www.linkedin.com/in/garretgray/
Cotality: https://www.cotality.com/
CONNECT WITH US:
Say Hello: producer@thereinsurancepodcast.com
Website: https://www.supercede.com
LinkedIn: https://www.linkedin.com/company/supercedehq
X: https://twitter.com/SupercedeHQ
YouTube: https://www.youtube.com/@SupercedeHQ
RSS Feed: https://anchor.fm/s/7e741c8c/podcast/rss
OUTLINE & TIMESTAMPS:
00:00 Intro
01:42 Cotality’s focus on high-frequency perils
03:28 First-hand experience on wildfire
05:50 Recovery challenges & the reality of claims
07:06 Insurability concerns & secondary peril pressures
08:20 Existing models vs. building new ones
09:42 Impacts on modelling & claims
11:00 Why Cotality rebranded