Mortgage Rates Fluctuate: Shop Around for Best Deals
Update: 2025-11-30
Description
Mortgage rates are on the move, with the national average for a thirty-year fixed mortgage now at six point zero zero percent and a fifteen-year fixed rate at five point five zero percent. This slight decrease from recent reports underscores the significance of shopping around for the best rate. Factors like down payment, credit score, and debt-to-income ratio can impact your rate, so its crucial to consider your financial goals when choosing between a thirty-year and fifteen-year mortgage. Refinance rates are slightly higher, so comparing offers is key to finding the best deal.
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