Mortgage Rates Hold Steady, Experts Predict Future Trends
Update: 2026-01-03
Description
Mortgage rates remain stable, with the average thirty-year fixed at 6.01% and fifteen-year fixed at 5.44%. Other options include a twenty-year fixed at 5.95% and a five-one ARM at 6.23%. VA loans offer competitive rates, with a thirty-year fixed at 5.52% and a fifteen-year fixed at 5.14%. Refinance rates are slightly higher, at 6.16% for a thirty-year fixed. Rates have eased since late May but are expected to remain around 6.4% through 2026, according to some forecasts. Shop around for the best rates, and improve your credit score to secure better deals. Checkout Solipillow.com
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