Mortgage Rates Hold Steady: What You Need to Know
Update: 2025-12-20
Description
Mortgage rates remain steady, with the average thirty-year fixed at 6.03% and fifteen-year at 5.42%. Shop around for the best deal, as rates vary by lender and location. Consider trade-offs: thirty-year fixed offers lower payments but higher interest, while fifteen-year terms save on interest but increase payments. Refinance rates are slightly higher, with thirty-year fixed at 6.17% and fifteen-year at 5.63%. Experts predict rates to stay around 6.4% through 2026. Act now to secure the best deal.
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