Marriage, kids, and money — three things that can make life beautiful and stressful at the exact same time. But how do you build wealth and still have time for your family?

Finance coach Andy Hill faced this exact question, and his answer was a step-by-step approach that feels doable and actually creates time freedom. In this episode, he shares how he and his wife went from a negative $50K net worth to building generational wealth for their family. You'll walk away with ideas to teach your kids money habits early and make giving fun!

Topics discussed:

Introduction (00:00 )

Andy's path to becoming a finance coach (00:59 )

Mission of the Marriage, Kids, and Money podcast (04:19 )

What it means to "create your own pension" today (06:43 )

Lessons in talking money and working with your spouse (09:15 )

How becoming a parent changed his view on money (12:21 )

Why he brings his kids on the podcast (16:08 )

Tips for parents to teach their kids good money habits (19:15 )

The 60/40 generational wealth plan for kids (21:11 )

Fintech tools that make teach money habits easier (22:18 )

The power of giving and how to make it fun for kids (23:26 )

Key takeaways from his book, Own Your Time (27:56 )

What brought you JOY today? (30:41 )

Resources:

• Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/
• Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist:
  https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf
• Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz:
  https://www.mitlinfinancial.com/retirement-planning-quiz/

Connect with Larry Sprung:

• LinkedIn: https://www.linkedin.com/in/lawrencesprung/
• Instagram: https://www.instagram.com/larry_sprung/
• Facebook: https://www.facebook.com/LawrenceDSprung/
• X (Twitter): https://x.com/Lawrence_Sprung

Connect with Andy Hill:

• LinkedIn: https://www.linkedin.com/in/andyhillmkm/
• Instagram: https://www.instagram.com/marriagekidsandmoney/
• YouTube: https://www.youtube.com/MarriageKidsandMoney
• Facebook: https://facebook.com/marriagekidsandmoney
• Website: https://marriagekidsandmoney.com/

About Our Guest:

Andy Hill, AFC®️is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With over 10 million podcast downloads and video views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.  His debut book, "Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind", will be released in January 2026.

When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and relaxing on his hammock.

Disclosure:

Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site.

This episode was produced by Podcast Boutique https://www.podcastboutique.com