Erik:                                     00:06                     You're listening to uncommon sense podcast by Bowman financial strategies. I'm your host, Erik Bowman and thank you for joining me today.     

Erik:                                     00:17                     Hello everyone. Erik Bowman here, owner of Bowman Financial Strategies. I hope you are having a fantastic day. It is April 3rd, 2019. You may have noticed some new letters next to my name. I've recently been awarded the designation of RICP, which stands for retirement income certified professional.

Erik:                                     00:43                     An RICP designee is trained to understand how to structure effective retirement income plans, how to mitigate risks to the plan, and how to create a sustainable income stream to last throughout a client's retirement years. To achieve this designation, I've taken three college level courses with a study time of around 150 hours. These courses include topics such as; sources of retirement income, managing the retirement plan, and strategies specific to the retirement processes. I picked this designation because it has the broadest course of study throughout and it is focused specifically on the needs of the clients that I serve almost exclusively, and that is people transitioning from accumulation to distribution.

Erik:                                     01:55                     In addition to completing these courses, I will also have 30 hours of continuing education every two years to keep this current. This allows me to stay on top of any changes in the regulatory environment that may impact my clients. I feel that this designation is a tremendous benefit to my clientele, because it really helps solidify my knowledge of the tools to help you live well in your retirement years. By having this designation, I'm better able to answer your income questions, but also making sure the plan that we make together is effective, meets your goals, is tax efficient, and can withstand an unknown future, a future that has risks and opportunities. By mitigating the risks and positioning assets to leverage opportunities for growth, our desire is that you experienced the retirement you have always dreamed of. If you're an existing client, please reach out anytime if you ever have a question or need to sit down to discuss your plan. And if you're not a client and have questions, please contact our office to schedule an appointment by calling (303) 222-8034 or you can go to our website at www.bowmanfinancialstrategies.com and send us a note. I appreciate your time today. Thanks for listening and I hope you have a fantastic day.

Erik:                                     02:53                     Thank you for joining me for uncommon sense, the Bowman financial strategies, financial education. I'd love to hear your feedback on financial topics you would like to learn more about. Just drop me an email at erik@bowmanfinancialstrategies.com or go to the Bowman financial strategies website and send me a note on our contact page. In addition, you can always search for topics of interest in my archive on our podcast page at www.bowmenfinancialstrategies.com/podcasts. Have a great day.

Disclosure:                         03:30                     This communication does not constitute federal tax advice and may not be used as such. Please consult a qualified tax professional for tax advice or assistance. In addition, investment advisory services offered by Change Path LLC, a registered investment adviser. Change Path and Bowman Financial Strategies are unaffiliated entities.