Send us a text

In this episode, Ken Lucci sits down with Natalie Beane, an SBA and business-lending expert who helps small and mid-sized companies secure the capital they need to operate, grow, and survive challenging markets.

Natalie breaks down how SBA loans really work, the differences between traditional banking and government-backed financing, and what transportation operators can do today to make themselves lender-ready. She explains why clean financials matter, how banks evaluate risk, the biggest reasons loan applications get denied, and the operational habits that signal stability to underwriters.

Whether you're growing, rebuilding, or simply future-proofing your company, Natalie’s insights are essential listening.

CHAPTERS:
00:00 Welcome
01:47 Background
03:30 The Tail That Wags The Dog
04:50 Types of SBA Loans
06:26   What are SBA Loans Used for?
08:14 The Importance of Financial Reporting Documents
11:54 SBA for Real Estate
15:33 SBAs to Buy Businesses
23:40 SBA Myths
33:01 Promissory Notes
36:37 Sellers Who Want it All
41:44 Cash Flow
46:25 How To Prepare a Buyer
48:23 Owners and W2s
50:29 The SBA Provider Process

Connect with Natalie: https://www.linkedin.com/in/natalie-beane-8a2972b/
Learn more about Provide: https://www.getprovide.com/

At Driving Transactions, Ken Lucci and his team offer financial analysis, KPI reviews,  for specific purposes like improving profitability, enhancing the value of the enterprise business planning and buying and selling companies. So if you have any of those needs, please give us a call or check us out at www.drivingtransactions.com.

Pax Training is your  all in one solution designed to elevate your team's skills, boost passenger satisfaction, and keep your business ahead of the curve. Learn more at www.paxtraining.com/gtp

Connect with Kenneth Lucci, Principle Analyst at Driving Transactions:
https://www.drivingtransactions.com/

Connect with James Blain, President at PAX Training:
https://paxtraining.com/