In this episode of Crush Your Money Goals, Bernadette Joy and Stefanie sit down with Shang, the inspiring force behind Save My Cents. Shang shares her journey to financial independence by age 31, her frugal yet joyful approach to life, and the powerful intersection of mental health and financial wellness. Recorded live from FinCon, this conversation is a must-listen for ambitious women who aspire to break free from the corporate grind, embrace frugality, and achieve financial independence with confidence.

In this episode, you will learn the following :

• Frugality and how it can be a joyful choice rather than a sacrifice


• The intersection of mental health and financial wellness


• Living a fulfilling life while being frugal in high-cost areas like Manhattan


• Addressing mental health as part of financial planning


• The role of therapy in Shang’s financial and personal journey


• Handling online negativity and maintaining a positive outlook


• The importance of having aligned financial goals with a partner

Episode Timeline:

[00:03:06 ] - Journey to financial independence

[00:05:33 ] - Intersection of joy, mental health, and financial literacy

[00:06:29 ] - Frugal lifestyle and the misconceptions about frugality

[00:11:21 ] - Making life decisions and the flexibility of those choices

[00:16:09 ] - Prioritizing mental health and seeking therapy.

[00:18:14 ] - Handling online trolls and how to maintain her mental health

[00:21:08 ] - Navigating life and finances with a significant other.

[00:24:27 ] - Upcoming book on mental health and money.

Learn more about Shang Saavedra: 

Website: https://savemycents.com/

Instagram: https://www.instagram.com/savemycents/

Linktree: https://linktr.ee/savemycents

Learn more about Stefanie Gonzales and the Women's Wealth Effect:

LinkedIn: linkedin.com/in/stefanie-gonzales-83a87aa

Instagram: https://www.instagram.com/womenswealtheffect/?hl=en

Facebook: https://www.facebook.com/Womenswealtheffect

Early Retirement Planner: https://www.womenswealtheffect.com/planner

Book Your Free 1:1 with Stefanie: https://www.womenswealtheffect.com/free

Learn more about Bernadette Joy and the Crush Your Money Goals:

Order her book: https://www.simonandschuster.com/books/Crush-Your-Money-Goals/Bernadette-Joy/9781507222638

Website: https://www.crushyourmoneygoals.com/

10 Money Tools: https://www.crushyourmoneygoals.com/freeguide