Social Security, HSA Held Annuities, IRA Annuities: Q&A #2541
Description
Jim and Chris discuss a listener PSA on estimating early retirement benefits, followed by questions on Social Security benefit calculations and reductions, HSA held annuities, and IRA annuity pro rata rule application.
(14:45 ) George shares a PSA explaining how to input future earnings on the SSA site to better estimate early retirement benefits.
(25:15 ) A listener asks whether their benefit is funded by the Social Security trust fund and how to estimate their benefit if the trust fund becomes depleted.
(37:30 ) The guys respond to a question about a survivor benefit reduction due to a government pension and whether this reflects an error based on the GPO elimination.
(42:00 ) Jim and Chris weigh-in on the pros and cons of HSA held annuities to generate secure income.
(55:00 ) A listener wants to know how the pro rata rule applies when holding both an annuity inside an IRA and in a separate Roth IRA.
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United States
