Social Security, IRMAA Taxation, 529 Rollover, Deferred Annuities: Q&A #2544

Update: 2025-11-01

Description

Jim and Chris discuss listener questions on Social Security COLA timing, spousal claiming strategy, IRMAA tax treatment, Roth IRA rollovers from 529 plans, and a listener PSA on deferred annuity RMD rules. (8:00 ) Georgette asks whether her initial Social Security benefit—approved in September for a December start—will reflect the January COLA increase. (15:30 ) A listener […]

The post Social Security, IRMAA Taxation, 529 Rollover, Deferred Annuities: Q&A #2544 appeared first on The Retirement and IRA Show.

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Social Security, IRMAA Taxation, 529 Rollover, Deferred Annuities: Q&A #2544

Jim Saulnier, CFP® & Chris Stein, CFP®

#box-pro-ellipsis-176407669738684{-webkit-line-clamp:2;}Social Security, IRMAA Taxation, 529 Rollover, Deferred Annuities: Q&A #2544

Social Security, IRMAA Taxation, 529 Rollover, Deferred Annuities: Q&A #2544

Jim Saulnier, CFP® & Chris Stein, CFP®

Social Security, IRMAA Taxation, 529 Rollover, Deferred Annuities: Q&A #2544