In this episode of the Citi Institute podcast, host Ronit Ghose is joined by Citi’s Ryan Rugg, Head of Digital Assets, Treasury and Trade Solutions, and Derek Green, Treasurer and Global Head of Banking Operations, Payoneer. Together they discuss the evolution of digital assets, stablecoins, and tokenized deposits, and their implications for the future of finance and banking.

Ryan Rugg discusses the complexity of new technologies like blockchain and outlines how these will transform the way banks and clients do business, enabling autonomous processes, blockchain interoperability and multi-asset capabilities.

Derek Green discusses the shift from legacy batch payment systems to real-time, API-driven infrastructure, and the rise of embedded finance and open banking. He explains how these changes are leading to increased programmability of money, AI-driven treasury operations, and more seamless cross-border payments.

Our guests highlight the importance of transparency and accurate forecasting alongside speed of settlement and emphasize the importance of interoperability between different solutions.

Citi GPS – Stablecoins 2030: https://www.citigroup.com/global/insights/stablecoins-2030

Citi Institute: https://www.citigroup.com/global/insights/citi-institute

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The speakers views are their own and may not necessarily reflect the views of Citi or any of its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results.